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Alternative Investments - Going Mainstream
Recent years have witnessed the mainstreaming of alternative investments for certain accredited investors. In fact, alternative investments are expected to grow $8 trillion between 2022 and 2028.1,2 The impetus behind this projected...
Read MoreShould I Accept a Free Credit Lock?
In today's increasingly connected world, protecting your information is arguably more important than ever. Your credit report consists of a slew of personal details, such as your financial activity, credit accounts, loans, and payment...
Read MoreWhy Medicare Should Be Part of Your Retirement Strategy
Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options, costs, and limitations. Certain features of Medicare can affect health care costs and coverage. Some retirees may do...
Read MoreDoes Your Portfolio Fit Your Retirement Lifestyle?
Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon. Using these inputs and sophisticated portfolio-optimization calculations, most investors can feel confident that they own...
Read MoreKeeping Good Records is Good Business
Maintaining good records is important to help meet your tax and legal obligations. The right record keeping system not only helps satisfy these obligations, but it may save you money and time. Here’s what to consider for your...
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Financial Aid for Students 101
Preparing for college while still in high school can be difficult for even the most academically-minded student. These days, you need to excel in the classroom, make sure you're involved in extracurricular activities and enroll in...
Read MoreDoes Your Credit Score Affect Your Insurance Rates?
While the vast majority of insurance companies use credit-based insurance scores to help determine the price of insurance, it is banned in the states of Massachusetts, Michigan, Hawaii, and California. Some states only allow it as a...
Read MoreA Taxing Story: Capital Gains and Losses
Capital gains result when an individual sells an investment for an amount greater than their purchase price. Capital gains are categorized as short-term gains (a gain realized on an asset held one year or less) or as long-term gains (a...
Read MoreStrategies for Managing Student Loan Debt
If college were a party, then student loans are the hangover. Unfortunately, the "hair of the dog" won't cure this headache, but here are some ideas for managing your student loan debt. The programs listed are not intended as tax or...
Read MoreHow Retirement Spending Changes With Time
New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern may be legitimate. Some households "live it up" and spend more than they anticipate...
Read MoreTax Efficiency in Retirement
Will you pay higher taxes in retirement? It’s possible. But that will largely depend on how you generate income. Will it be from working? Will it be from retirement plans? And if it does come from retirement plans,...
Read MoreStop Wasting Money
One way to find the money to meet your spending or saving needs is to examine your current spending habits and consider eliminating money wasters.
Read MoreAre You Ready for Your Portfolio to Make a Difference?
Impact investing can help keep your investment aligned with your personal beliefs. As you consider whether this choice may be appropriate for you, don’t hesitate to learn more
Read MoreA Look at Whole Life Insurance
Whether whole life insurance is the best choice for you may depend on a variety of factors, including your goals or circumstances. Talk to our fiduciary financial advisor to get a whole look at life insurance.
Read MoreA Penny Saved is Two Pennies Earned
Finding ways to manage expenses is one of the cornerstones of a sound financial strategy. Here are some simple and inexpensive energy-saving tips that may help you save money.
Read MoreA Bucket Plan to Go with Your Bucket List
A bucket plan may help you allocate your assets and prepare for a comfortable retirement. Talk to one of our fiduciary financial advisors to help you determine which assets and expenses belong in which financial bucket.
Read MoreThe Value of Insuring Against Life’s Risks
The uncertainties of life are wide ranging, and many of them can threaten the financial security of you and your family. Talk to our fiduciary financial advisors about the value of insuring against life's risks.
Read MoreA Home Insurance Claim: To File Or Not To File
Insurance is meant to protect you against financial loss. But is it really meant to protect you from any and all financial loss? When it comes to filing a loss claim on your home insurance, there may be times when not filing may be the...
Read MoreA Living Trust Primer
A living trust is a popular consideration in many estate strategy conversations, but its appropriateness will depend upon your individual needs and objectives. What is a Living Trust? A living trust is created while you are alive and...
Read MoreChoices for Your 401(k) at a Former Employer
Find out more about the options and choices you have for the 401(k) retirement account you have set up with a former employer. Or talk to one of our fiduciary financial advisors for more information.
Read MoreBuilding a Solid Financial Foundation with a Fiduciary Financial Advisor
When you read about money matters, you may see the phrase, “getting your financial house in order.” What exactly does that mean? To some, when your financial “house is in order,” it means it is built on a solid...
Read MoreStrategic Investment Management From the Heart
There are other criteria besides a return on investments that some people consider when strategically investing. For some, investing in socially conscious companies is equally as important as growing their wealth.
Read MoreA Cheat Sheet for Sending Your Kid to College
College marks a great milestone in a child’s life. It may be the first time he or she will live away from home. Dropping off your child at college may be an experience loaded with emotions, so here are a few tips for a smoother...
Read MoreGetting Retirement Ready with a Fiduciary Financial Advisor
Are you ready for retirement? It can be hard to imagine a life without work, but for many people, retirement is looming on the horizon. If you're ready to give up your day job, here are a few things you need to know:First and foremost,...
Read MoreRevising Estate Strategy Assumptions
When the rules of the game change, tactics should follow in response to the new landscape. While estate tax exemptions have ridden an uncertain roller coaster in recent years, the rules appear to be stabilizing with the passing of the...
Read MoreThe Impact of Inflation on Retirement and Investment Planning
As inflation is a topic on everyone's mind, you mind be asking yourself how this rise in inflation could impact your retirement planning. Find out more here!
Read MoreAre You Ready for Your Portfolio to Make a Difference?
Interest in making an impact with one’s investments has grown in recent years, which means many investors may have an increased interest in environmentally or socially focused investments as well. Talk to our investment advisors!
Read MoreA Checklist for When a Spouse or Parent Passes
When you lose a spouse, partner, or parent, the grief can be overwhelming. In the midst of that grief, life goes on. Use this checklist to help make the necessary decisions. Or talk to your fiduciary financial advisor for more help.
Read MoreA Personalized Retirement Plan
Do you have a personalized retirement plan? Talk to your fiduciary financial advisors or wealth manager to help strategically plan for your retirement.
Read MoreKeeping Your Life Insurance Policy When You Retire
Ask yourself these questions before deciding whether or not to keep your life insurance policy even after you retire. Or contact one of our fiduciary financial advisors to help you determine the best course of action for you.
Read MoreAssess Your Life Insurance Policy Needs
Assessing the role your life insurance policy plays in your financial plan helps you create a more holistic financial plan, now and in the future. Talk to a fiduciary financial advisor today.
Read MoreA Look at Strategic Investment Portfolios
Do you have a diverse investment portfolio? Gain a better understanding of the importance of diversified assets within your investment portfolio to manage risk and help protect against asset loss.
Read More9 Facts About Social Security
Tip: How Much? Check your Social Security earnings and see an estimate of your benefits on the website, www.ssa.gov. Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how...
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